What would be a better option

[expertcredit09]

My question is, I have $6,000 that I would like to utilize with my credit. My utilization is at about 40 %. I also have a Bank of America credit card with a $1000 max.
Which option would increase my credit score, 1) pay down on my utilization or 2) increase my credit limit on the Bank of America credit card to $7,000

[SysOp]

I would say option 1 since having more money in the bank and less owed money to them would increase your credit rating in a positive way.

[mediafreak]

Having lesser debts is always the better option. Go with option 1.

__

[replacer_a] should be taken seriously because you deserve each and every cent of your hard earned work